L’earn Credit Card | Benefits | How To Apply

L’earn Credit Card Benefits – how To Apply to Learn Visa Card for Students

With the L’earn credit card, the more you use your card, the more you’ll get back in return. This is an ideal card for everyday purchases. Students now have a Visa card they can call their own. This Visa card offers a Moneyback reward program as well as other great benefits.

Cardholders are offered the flexibility of receiving Scotia Credit Card Cheques for added convenience. This is one card that helps you get easy cash advances without stress.

If you are still considering if this is the right card for you, we will be outlining the benefits and other features of the card to help you make an easy decision.

L’earn Credit Card

The L’earn credit card also comes with optional insurance coverage. This coverage offers you and your family financial protection by paying off your outstanding account balance or helping to cover your monthly credit card payments.

This is as a result of certain unexpected life events like Death, Critical Illness, Hospitalization, Disability, Job Loss, or Strike, or even Lockout.

The coverage comes in two coverage bundles to choose from. The first is the:

Basic Protection

This coverage bundle covers:

  • Death Benefit
  • Critical Illness Benefit
  • Hospitalization Benefit

The second, is the:

Comprehension Protection

This coverage bundle covers:

  • Death Benefit
  • Critical Illness Benefit
  • Hospitalization Benefit
  • Disability Benefit
  • Job Loss Benefit
  • Strike or Lockout Benefit


Benefits & Features

These are the great reasons to get the L’earn credit card for your everyday purchases:

  • Enjoy up to 1% Moneyback reward
  • $0 annual fee
  • As you spend wisely, you earn valuable rewards.
  • This card helps you build a good credit rating.
  • L’earn credit card is convenient with Visa payWave™ just wave your card and go.
  • Eligible for My Mobile Wallet
  • Eligible for Apple Pay & Android Pay
  • With just a click  you can pay online with your Visa card when you see the Click to Pay icon where your Scotiabank card is accepted.
  • Accelerated Moneyback Reward Program
  • Save on car rentals with discounts of up to 20% at participating AVIS car rental locations globally.
  • By linking your L’earn Visa account to your ScotiaCard, you can use TeleScotia Telephone Banking and Scotia OnLine Financial Services for Visa account information.
  • Cardholders get flexibility and receive Scotia Credit Card Cheques for added convenience. And it’s easy to get cash advances.

L’earn Credit Card Application

From the Scotia Bank, comes the following simplified steps for applying for the L’earn Credit Card. Here’s what you need to apply.

Eligibility Criteria

  • Those intending to apply, must be an International Student with at least 6 months left on your permit
  • Must be of the age of majority in your province/territory (18 years in AB, MB, ON, PE, QC, SK, 19 years in all others)
  • Must not be declared bankrupt in the past seven years
  • A Canadian address, is required

How to Apply for L’earn Credit Card Application

  • Visit the Scotiabank application page
  • Go through, and consent to the terms and conditions of the credit card
  • Take another step by clicking on the “Continue” link to proceed further
  • As the new page is displayed, type in the following; First name, Middle initial, Last name, Home phone, Mobile phone and Email address.
  • Take another step by typing in your employment information, which is employer name, phone number and time employed
  • Type in your gross monthly income – annual income before deductions divided by 12.
  • Monthly housing costs – monthly rent or mortgage payment
  • School information – name, program, expected graduation date
  • Your passport is also needed
  • Provide your date of arrival in Canada – you must currently be in Canada and have arrived in Canada within the last three years
  • Provide also your Canadian Visa /Landing Document Number.

L’earn Credit Card Activation

The L’earn credit card, can be activated by calling the customer service team for directions.  

L’earn Credit Card Login

Ready to log in?

  • Go to the Bank of Nova Scotia login page
  • Type in in your ScotiaCard number
  • Type in your Password
  • Click on the “Sign In” link.

Password Recovery

If you confused on how to recover your password, relax and do the following:

  • Navigate to the login page, and Tick on the “Forgot your password”? link
  • Type in your ScotiaCard number, Last name, Last 4 digits of account, Mother’s maiden name, Home phone number and Date of birth.
  • Tap on the “Next” link, to get to the next stage.

Customer Service

If you have any questions or issues about the L’earn credit card, call using the number provided on the card’s website to gain access to a customer care agent.

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