Do you know How to Apply for Medicaid? Medicaid is one of the largest sources of health coverage in the united states. Medicaid is a joint federal and state program that in collaboration with the Children’s Health Insurance Program (CHIP) provides health coverage to over 70 million Americans (children, pregnant women, elderly, and the disabled).
How to Apply for Medicaid
Though there are order laws guiding the eligibility to apply for Medicaid and we will be discussing both eligibility and application process in this post. To take part in Medicaid, it is required of the state by federal law to provide for certain groups of people.
Pregnant women, children, low-income families, and people receiving the Supplementary Security Income. States have more coverage options and may choose to cover other groups like foster children.
How to Apply for Medicaid
There are 2 approaches to apply for Medicaid. In this post, we will be putting you through how you can apply for Medicaid. To apply for Medicaid, you can follow any of the steps below.
- In the state where you reside, contact the Medicaid agency. You must be a resident of the state you are applying to.
- Go to the health insurance marketplace and fill out the application form.
Using any of the options above, you can apply for Medicaid. We advise you to check if you are eligible for the benefits of Medicaid.
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What you get from Medicaid
The sole benefit offered by Medicaid is providing free or at least, low-cost medical benefits to eligible individuals that are either of the following.
- Low income earning adults.
- Pregnant women.
- People over the age of 65 years old.
- and people with disabilities.
People under the above category are eligible to apply, but this alone does not qualify you totally, there are other factors that will determine if you and your family can apply. We have earlier discussed this.
Who Is Legible for Medicaid
Ever wondered who funds Medicaid seeing the essential and mouth-watering benefits accrued to it! It is funded by the US Federal Government of the US and each state. Well due to the fact that they actually see to the relief of the citizens by sending packages during a cantankerous time as these in response to the covid -19 global epidemic, health coverage to millions of Americans, including eligible low-income adults, children, pregnant women, elderly adults and people with disabilities. Medicaid is administered by states, according to federal requirements. The program is funded jointly by states and the federal government.
The brain behind all these was president Lyndon B.johnson, on July 30, 1965, he created this organization, basically, they were 2; Medicaid and Medicare However, he signed the social security amendments into law by adding Title XIX to the social security act,42 U.S.C and which has become two of America’s most enduring social programs with substantial benefits
How to be Eligible for Medicaid
I am sure by now a lot of you must have been wondering how to join the organization and partake of its benefits, only 4 things matters:
- You must be a citizen of the United States
- You must not fall under the 12 states categorized aforementioned that aren’t partaking in it
- Also, you must have earned the trust of the United States thereby qualifying you even as a non-citizen, for example, lawful permanent residents.
- You can also be limited by age, your parenting status, and even pregnancy.
But you must understand that it is also designed for people with low income and little or no access to a resource in the states
You must realize that Medicaid helps in giving loans, which must be paid back, even if you’re well over the age of 55, the money will be sent to the Government to develop the rural and urban areas, failure to do this will result in seizing houses, and other assets which belong to the recipient. Medicaid spends at least 6,641 dollars per person insured and sure you’re in the advantage, you’re covered and insured by the corporation and Government at large.
The importance of Medicaid cannot be overemphasized as you can see them detailedly explained, from helping communities, hospitals, schools, and making citizens healthy due to their health insurance scheme. It also makes the economy thrive, you may ask how, by Funding job creation, supporting health services, and securing their facilities, these and much more.
The Best Medicaid Plans
Here we will be listing some of the best Medicaid plans you can opt-in for while applying for Medicaid. Here are some of the best Medicaid plans.
- AmeriHealth Caritas Pennsylvania Medicaid
- Tufts Health Public Plans (Massachusetts; HMO)
- Kaiser Foundation Health Plan-Hawaii (HMO).
- Upper Peninsula Health Plan (Michigan; HMO)
- United Healthcare Community Plan (Rhode Island)
- Neighborhood Health Plan of Rhode Island (HMO)
Above are the plans you should consider if you are aiming for the best plan.
That’s it for this article on How to Apply for Medicaid. More research can be done on Google.